The following documents are required along with your Project Financing Loan application:
Project Documentation
Project Proposal: A detailed proposal outlining the project’s objectives, scope, benefits, and timelines.
Project Feasibility Report: An in-depth report that includes market analysis, technical feasibility, and risk assessment.
Business Plan: Comprehensive business plan including financial projections, market analysis, and growth strategy.
Project Report: Detailed report covering project costs, project schedule, and expected returns.
Financial Documents
Financial Statements:
Audited balance sheets
Profit and loss statements
Cash flow statements for the past 3-5 years (if applicable)
Financial Projections: Detailed projections including cash flow forecasts, profit and loss forecasts, and balance sheet forecasts for the project’s duration.
Bank Statements: Recent bank statements for the past 6-12 months.
Income Tax Returns (ITR): For the last 2-3 years for the borrowing entity and key stakeholders.
Legal Documents
Company Registration Documents:
Certificate of Incorporation
Memorandum of Association (MOA) and Articles of Association (AOA)
PAN card of the company
Licenses and Permits: Relevant licenses, permits, and approvals required for the project.
Contracts and Agreements:
Contracts with suppliers, customers, or contractors
Any Joint Venture Agreements (if applicable)
Property Documents: If the project involves real estate or infrastructure:
Title deed or property deed
Land use approvals
Environmental clearances
Project-Related Documents
Technical Feasibility Study: Detailed study conducted by a technical expert or consultant.
Project Design and Plans: Engineering drawings, architectural plans, and project blueprints.
Cost Estimates: Detailed cost estimates for construction, equipment, and other project expenses.
Project Milestones: Timeline and key milestones for project completion.
Collateral Documents
· Collateral Details: Documentation of assets pledged as collateral against the loan.
· Valuation Reports: Valuation of collateral assets, if required by the lender.
Management and Team Information
Profile of Key Personnel: Background and qualifications of the project management team and key stakeholders.
Organizational Structure: Details about the project team’s structure and roles.
Risk ManagementRisk Assessment Report: Analysis of potential risks associated with the project and proposed mitigation strategies.
Insurance Documents: Proof of insurance coverage for the project, if applicable.
Other Relevant Documents
Environmental Impact Assessment (EIA): If required, an assessment report detailing the environmental impact of the project.
Regulatory Approvals: Any additional approvals required from regulatory bodies.
