1. KYC (applicant & co-applicant) –     

Individuals

latest passport size photograph of applicant & all co-applicant’s duly signed.
Id proof – Aadhar card (UID), clear copy of pan card/passport/driving license. (Pan card must or Pan card issuing letter)

Signature proof – clear copy of pan card/bankers verification/passport/driving license.

Address proof – Aadhar card (UID), latest post-paid telephone bill and electricity bill/ valid rent agreement.

Partnership firm:

ID proof of firm – firm pan card (clear copy of pan card or pan card issuing letter)
Office address proof -latest post-paid telephone bill (must) and electricity bill valid rent agreement.
Partnership deed and partnership registration certificate.

Pvt. Ltd & Public Ltd Companies:

Company id proof – clear copy of company’s pan card must required
Address proof latest post-paid telephone bill and electricity bill valid rent agreement.
Business proof –
MOA & AOA
incorporation certificate
business commencement certificate (for ltd. Company)
board resolution
share holding pattern (C.A/C.S certified)
ROC annual return
form no. 32. (if director change)
DIN no. Certificate
list of directors on company letter head
Note- GST/ trade license/sales tax no./vat tax no./service tax no./excise no. Etc. (any one)

2. Income Documents

Proprietorship firm & Partnership firm

Debtors & creditors certificate
Turnover C.A certified certificate /GST return (YTD)
Latest 3 years ITR acknowledgement copy of applicant & all co-applicant
Computation of income, trading & profit & loss a/c, & balance sheet with all annexures (for non-audited- C.A certified with membership no.)
Annual audit report & tax audit report in case of audited firm.
Form 16 a (TDS certificate), if applicable.
Net worth Certificates of proprietor, all partners, guarantors.

Pvt. Ltd. & Public Ltd. Companies

Latest 3 years ITR acknowledgement copy of companies & all the directors
Latest 3 years annual audit report & tax audit report with articles 3cb & 2d, 3cd must be required.
Form 16 A (TDS certificate), if applicable.
Net Worth Certificates of Guarantors.

3. Banking

Individual

latest 180 days major current A/c , Cash Credit a/c , OD A/c statement (in case of switching over bank) (applicant & all co-applicants)
Loan statement & NOC documents – all running loan statement starting to till date & latest closed loan NOC

Partnership firm

Primary banking – latest 365 days major account, Current A/c, Cash Credit A/c, OD A/c statement.
Secondary banking – latest 180 days major saving A/c (Applicant & all Co-applicant)
Loan statement & NOC documents – all running loan statement starting to till date & latest closed loan NOC

Pvt. Ltd & Public Ltd Companies

Primary banking – latest 365 days major A/c , CC A/c , OD A/c statement.
Secondary banking – ( latest 180 days major saving a/c applicant & all directors saving A/c statement)
Loan statement & NOC – all running loan statement starting to till date & latest closed loan NOC.

4. Property documents for security purpose

Previous & current sales deed
Plant & machinery list
Plant & machinery current valuation report
Margin money
Property photographs
Previous property search & valuation report

5. Other business relevant documents

Business profile of firm / company
Profile of promoters/ guarantors
Corporate brochure
Business experience supporting documents
Business references
Project report must contain
Back ground of promoters, details on product choice, market survey etc.
Information on infrastructural needs
Projection of Finance, production, sales etc.
Projected cash and fund flow statement covering the period of repayment
Copies of all licenses and permits wherever applicable.